Family Office Services
Preserving Wealth Across Generations
For families with significant wealth, complexity multiplies fast. Multiple entities, real estate holdings across jurisdictions, business interests, philanthropic vehicles, tax exposure spanning decades — and the standing question of how to pass it all to the next generation intact.
Our family office services consolidate asset protection, multi-generational trust planning, tax coordination, and family governance under one trusted advisor — purpose-built for affluent families and ultra-high-net-worth households.
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What Is a Family Office Service?
A family office is a private wealth management structure that consolidates the financial, legal, tax, and administrative affairs of a high-net-worth family under a single coordinated team. Rather than juggling separate relationships with attorneys, CPAs, financial advisors, and trustees, a family office brings these functions together — aligned around your family’s long-term interests.
Our family office services are built around our core competency: asset protection and wealth structuring. We coordinate with your existing tax, investment, and legal advisors — or assemble a vetted network of specialists — to deliver a single, integrated plan that protects your wealth today and prepares it for the generations to come.
⚠ The Generational Wealth Problem
Research suggests that wealthy families lose an estimated 70% of their wealth by the second generation — and roughly 90% by the third. Poor coordination, fragmented advice, weak governance, and a lack of preparation in the next generation are the most common causes. A properly structured family office service exists to prevent this outcome.
Core Family Office Services
Six integrated service areas — designed to work together, not in silos.
Asset Protection Architecture
The foundation of everything we do. Domestic and offshore trusts, LLCs, family limited partnerships, and equity-stripping strategies — structured to withstand lawsuits, divorce, and creditor claims for decades.
Multi-Generational Trust Planning
Trust structures designed to hold and transfer wealth across multiple generations. Cook Islands and Nevis trusts with no rule against perpetuities allow assets to remain in trust indefinitely — protected and properly governed.
Tax Coordination
We work alongside your CPA — or refer you to one in our network — to align your protection structures with tax efficiency. Estate tax mitigation, charitable giving vehicles, and cross-border tax planning where applicable.
Family Governance & Education
Preparing the next generation matters as much as the structures themselves. We help families establish governance documents, communication frameworks, and education plans so heirs are ready for the responsibility ahead.
Privacy & Confidentiality
Family offices keep wealth out of public view. Land trusts, anonymous LLCs, offshore entities, and private banking relationships shield your name from records that contingency lawyers and curious eyes can search.
Coordinated Advisor Network
We act as the central hub — bringing your attorneys, CPAs, investment managers, insurance brokers, and trustees into a single coordinated effort. No more conflicting advice or fragmented strategy.
Single, Multi, or Virtual Family Office?
Not every family needs to build a $1M+ per year operation from scratch. Three established models exist — each suited to different levels of wealth, complexity, and control.
Single Family Office
For ultra-high-net-worth families ($250M+)
A dedicated entity serving one family exclusively. Full-time staff — investment officers, attorneys, accountants, concierge — all on payroll. Maximum control and privacy, but requires significant scale to justify the cost.
- Typical cost: $1M–$3M+ per year
- Maximum customization & control
- Full privacy and dedicated staff
- Requires $250M+ to justify economics
- Hiring, retention, succession risks
RECOMMENDED
Multi-Family Office
Recommended — shared infrastructure, family-level service
Multiple families share an infrastructure of professionals while still receiving customized advice. The model that delivers nearly all the benefits of a single family office at a fraction of the cost. This is how we serve most of our family office clients.
- Cost: $50K–$500K per year (varies by services)
- Access to top-tier professionals
- Customized strategy, shared overhead
- Scales with your needs over time
- Less exclusive than SFO
Virtual Family Office
Lean, technology-enabled coordination
A hybrid model combining a small core team with a vetted network of specialists, coordinated through technology. Lower physical overhead, broader specialist access. Ideal for families ready for family office service but not yet at MFO scale.
- Cost: $25K–$150K per year
- Lower fixed costs, flexible scaling
- Broad specialist network on demand
- Modern technology platform
- Less hands-on than MFO
Most of our family office clients use the MFO model — receiving the full benefit of a coordinated team without the fixed cost of standing one up themselves.
The Multi-Generational Challenge
Wealth doesn’t fail because of bad investments. It fails because of bad coordination, weak governance, and unprepared heirs. The structures we build are designed to address all three.
Fragmented Support
THE PROBLEM
When attorneys, CPAs, and investment managers operate in silos, guidance conflicts. Tax planning undermines asset protection. Estate planning ignores liability exposure. Wealth leaks through the gaps.
OUR APPROACH
We act as the central coordinator — bringing every advisor into a single integrated strategy that aligns with the family’s long-term interests.
Weak Governance
THE PROBLEM
Trusts without proper governance documents, families without communication frameworks, and successors without clear roles all create disputes that erode wealth — often through litigation between family members.
OUR APPROACH
We help establish family constitutions, governance protocols, and decision-making frameworks before tensions arise — preserving both wealth and relationships.
Unprepared Heirs
THE PROBLEM
Heirs who grew up in opulence often lack the financial literacy, business judgment, and stewardship mindset needed to preserve wealth. Lacking preparation, they spend down or mismanage what took generations to build.
OUR APPROACH
We work with families on generational education programs — preparing the next generation to be responsible stewards rather than passive beneficiaries.
Who We Serve
Family office services aren’t one-size-fits-all. Here’s how we typically scale our engagement based on the size and complexity of your wealth.
Affluent Professional
$5M – $25M
Doctors, business owners, established executives
You’ve built meaningful wealth and need it organized and protected. The focus is on getting structures right — asset protection trusts, LLCs, estate planning, and a coordinated advisor team — without overbuilding.
TYPICAL SERVICES
- Cook Islands or Nevis asset protection trust
- LLC structure for business and real estate
- Comprehensive estate plan with living trust
- Coordinated tax & insurance review
Typical engagement: $25K–$75K setup + annual maintenance
MOST COMMON
High-Net-Worth Family
$25M – $100M
Multi-generational, complex holdings
Wealth across multiple entities, real estate portfolios, and business interests. Now is the time to formalize family governance, integrate tax planning across structures, and prepare the next generation for what’s coming.
TYPICAL SERVICES
- Layered domestic + offshore protection
- Family limited partnership & holding structures
- Multi-generational dynasty trust planning
- Family governance & education programs
- Quarterly advisory team coordination
Typical engagement: MFO model, $75K–$250K annually
Ultra-High-Net-Worth Family
$100M+
Cross-border, multi-entity, institutional-scale
Operating businesses, international holdings, philanthropic vehicles, and complex tax positions. At this level, family office services become indispensable — the coordination and governance challenges are too large to manage informally.
TYPICAL SERVICES
- Cross-jurisdictional structuring
- Private foundation or charitable trust integration
- Family constitution & council governance
- Independent trustee & fiduciary services
- Dedicated MFO or VFO with concierge support
Typical engagement: full MFO/VFO, custom pricing
Not sure where you fit? Schedule a confidential consultation and we’ll review your situation in detail.
Common Questions
Do I need to have $100M+ to use family office services?
No. Family office services scale to fit. Affluent professionals with $5M–$25M in net worth benefit from many of the same structures and coordination, just at a smaller scale. The MFO and VFO models make family-office-quality service accessible without requiring the wealth needed to justify a single family office.
How is this different from working with a financial advisor?
A financial advisor manages investments. A family office service coordinates everything else around the wealth — asset protection structures, multi-generational trusts, tax planning, governance, privacy, and the network of specialists you need. We don’t replace your investment manager; we make sure the rest of your structure aligns with their work.
Will you replace my existing attorneys and CPAs?
No. Most clients keep their existing trusted advisors and bring us in as the coordinator — making sure all the moving pieces work together rather than at cross-purposes. If you don’t already have specialists in a given area, we can refer or assemble a vetted team.
How private is the engagement?
Highly. Privacy is a core deliverable, not a bonus. We use anonymized entities, offshore structures, and private banking relationships to keep your name out of public records wherever appropriate. All client engagements are confidential, and we take significant precautions in how we communicate, store, and share information.
How long does it take to set up family office services?
Most engagements move from initial consultation to active structure within 60–90 days. Complex multi-entity, cross-border situations may take longer. We move at the pace that’s right for your family — never rushed, but also never stalled.
What if my wealth is mostly tied up in a private business?
This is one of the most common situations we structure for. We coordinate business succession planning, charging-order protection through LLCs or family limited partnerships, buy-sell agreements, and integration with personal asset protection — so the business and the family’s wealth are protected as a single coordinated system.
Build a Family Office That Lasts
Family office services aren’t about adding complexity to your life — they’re about removing it. One coordinated team, one integrated strategy, one trusted point of contact for everything that touches your wealth.
Schedule a confidential consultation and get your free copy of Insider’s Guide to Asset Protection.
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